PCS to Florida? How to Buy a Home With a VA Loan Before You Arrive
If you just got PCS orders to a base in Florida, buying a home before you arrive is not only possible – it’s what most military families do. With a VA loan, you can get pre-approved from your current duty station, start house hunting remotely, and close in as little as 21 to 30 days. […]
VA IRRRL Streamline Refinance: How to Lower Your Rate in 2026
If you already have a VA loan and your interest rate is higher than what’s available today, the VA IRRRL could save you hundreds of dollars a month with minimal paperwork and no appraisal. It’s one of the best refinance deals in lending, and most veterans don’t even know it exists. Scott Carlin, 20-year Air […]
Big News for Military & Veterans: The VA Funding Fee Is Now Tax-Deductible in 2026
If you’re a veteran, active-duty service member, or surviving spouse planning to buy a home with a VA loan this year, there’s a change you need to know about. Starting in 2026, the VA funding fee is now tax-deductible – if you itemize your deductions. This is a big deal – and most veterans haven’t […]
VA Loan vs FHA Loan: Which Is Better for You in 2026?
If you are a veteran or active-duty service member buying a home, you have probably seen both VA loans and FHA loans mentioned as options. Both are government-backed mortgage programs with more flexible requirements than conventional loans, but they work very differently and one will almost always save you more money than the other. Scott […]
2026 BAH Rates: How Your Housing Allowance Can Help You Buy a Home
2026 BAH rates went into effect January 1, with an average increase of 4.2% across all military housing areas. For active-duty service members and military families considering homeownership, this increase means more purchasing power when qualifying for a VA loan. Your BAH is tax-free income, and it counts toward your mortgage qualification — which gives […]
VA Funding Fee Explained: What Veterans Need to Know
What Is the VA Funding Fee? The VA funding fee is a one-time charge added to most VA home loans. It’s paid by eligible Veterans, service members, or surviving spouses to help keep the VA loan program self-sustaining and affordable for future borrowers. Because VA loans don’t require down payments or monthly mortgage insurance, this […]