PCS to Florida? How to Buy a Home With a VA Loan Before You Arrive

If you just got PCS orders to a base in Florida, buying a home before you arrive is not only possible. It’s what most military families do. With a VA loan, you can get pre-approved from your current duty station, start house hunting remotely, and close in as little as 21 to 30 days. Scott […]
VA IRRRL Streamline Refinance: How to Lower Your Rate in 2026

If you already have a VA loan, the VA IRRRL can refinance you into a new VA loan with less paperwork and no appraisal in most cases. It is one of the simplest refinance programs in lending, and many veterans do not even know it exists. Scott Carlin, 20-year Air Force veteran and VA loan […]
Big News for Military & Veterans: The VA Funding Fee Is Now Tax-Deductible in 2026

If you’re a veteran, active-duty service member, or surviving spouse planning to buy a home with a VA loan this year, there’s a change you need to know about. Starting in 2026, the VA funding fee is now tax-deductible – if you itemize your deductions. This is a big deal – and most veterans haven’t […]
VA Loan vs FHA Loan: Which Is Better for You in 2026?

If you are a veteran or active-duty service member buying a home, you have probably seen both VA loans and FHA loans mentioned as options. Both are government-backed mortgage programs with more flexible requirements than conventional loans, but they work very differently and one will almost always save you more money than the other. Scott […]
2026 BAH Rates: How Your Housing Allowance Can Help You Buy a Home

2026 BAH rates went into effect January 1, with an average increase of 4.2% across all military housing areas. For active-duty service members and military families considering homeownership, this increase means more purchasing power when qualifying for a VA loan. Your BAH is tax-free income, and it counts toward your mortgage qualification, which gives you […]